RTP Federal Credit Union
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Share Accounts

Savings Accounts

IRA Accounts

Make the most of your retirement fund by placing it at RTP Federal Credit Union. Choose from Traditional, Roth and Coverdell Education Savings Accounts. IRA Certificates are also available.

Choose from three kinds of IRA:

  • Traditional — Contribute your income before it is taxed and enjoy tax-deferred earnings until retirement, when withdrawals are subject to taxes.
  • Roth — Contribute your income after taxes and enjoy tax-free earnings until retirement, when withdrawals can be tax-free.
  • Coverdell Education — A tax-deferred plan that lets you save funds for college.

Account Features:

Can't decide between a Traditional IRA or a Roth IRA? Click here for a comparative calculator.

View All Current Savings Rates

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