Cards

Visa^® Platinum Credit Card

Enjoy the freedom and convenience of our low-rate Visa Platinum Card. No fee for balance transfers, no fee for cash advances and low fixed rates - our Visa Platinum card really is hassle-free. You can even view credit card transactions and make payments online. Why have a card anywhere else when you can have an RTP Federal Credit Union Visa Platinum Card and manage all of your finances in one place?

Now offering ScoreCard^® Rewards!
Learn more about the benefits of the ScoreCard® Rewards program.

eChecking Requirements

• Checking Account with direct deposit
• Debit card
• Home Banking with eStatements

Did you know?

• Free Home Banking gives you access to your account 24 hours a day, 7 days a week. Review charges, payments, and online statements.
• Free eStatements are available through Home Banking.
• There is unlimited 24-hour telephone access to account information through TouchTone Teller.

Balance Transfers and Cash Access Checks
Don't leave balances on your other, high-rate cards. Transfer them to your RTP Federal Credit Union Visa, and save money on your monthly payment. It's easy, and there's no fee for balance transfers. Download a balance transfer form.
Balance transfers accrue interest as cash advances.

Enjoy the flexibility of your RTP Federal Credit Union Visa with cash access checks. Use them to transfer higher-rate balances, pay rent or utility bills, cover college expense and give as gifts. In fact, use cash access checks anywhere personal checks are accepted. Available to all RTP Federal Credit Union Visa cardholders. Contact us to order Visa cash access checks!

No Credit or Past Credit Problems?
If you're looking for a Visa card to help you establish credit for the first time or re-establish credit that has previously taken a hit, we also offer a Share Secured Visa card. With this option, your credit card is secured with funds held in an RTP Federal Credit Union savings account. These funds continue to earn dividends but are not available for withdrawal. There's no annual fee, no fee for balance transfers, no fee for cash advances and low fixed rates, and our Share Secured Visa card can be used anywhere Visa is accepted.

View our Visa Platinum Credit Card agreement and fee schedule here.

 Protect your accounts from Online Credit Card Fraud with Verified by Visa — a unique, no cost service that uses personal passwords to safeguard your card numbers against unauthorized use online.

For information on reporting a lost or stolen Visa Card, click here.