RTP Federal Credit Union
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Cards

Platinum Visa® Credit Card

Enjoy the freedom and convenience of our Platinum Visa Card. Low, fixed rates, no fee for balance transfers, no fee for cash advances and UChoose® Rewards. Our Visa Platinum card really is hassle-free. You can even view credit card transactions and make payments online. Why have a card anywhere else when you can have an RTP Federal Credit Union Visa Platinum Card and manage all of your finances in one place?

Our Platinum Visa® Credit Card offers UChoose® Rewards!

Learn more about the benefits of the UChoose® Rewards program.

Platinum Plus* Platinum
  • Free checks
  • Free ID Theft Protection Service
  • 2% interest rate reduction on Platinum Visa*
  • Fixed rate
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • UChoose® Rewards Program

*Must be an Interest Checking member to qualify for the Platinum Plus program.

  • Fixed rate
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • UChoose® Rewards Program

Learn how to become an Interest Checking Member here.

Did you know?

  • Free Home Banking gives you access to your account 24 hours a day, 7 days a week. Review charges, payments, and online statements.
  • Free eStatements are available through Home Banking.
  • There is unlimited 24-hour telephone access to account information through TouchTone Teller.

Apply

Balance Transfers

Don't leave balances on your other, high-rate cards. Transfer them to your RTP Federal Credit Union Visa, and save money on your monthly payment. It's easy, and there's no fee for balance transfers. Download a balance transfer form.

Balance transfers accrue interest as cash advances.

*Minimum rate of 10% APR.

No Credit or Past Credit Problems?

If you're looking for a Visa card to help you establish credit for the first time or re-establish credit that has previously taken a hit, we also offer a Share Secured Visa card. With this option, your credit card is secured with funds held in an RTP Federal Credit Union savings account. These funds continue to earn dividends but are not available for withdrawal. There's no annual fee, no fee for balance transfers, no fee for cash advances and low fixed rates, and our Share Secured Visa card can be used anywhere Visa is accepted.

View our Visa Platinum Credit Card agreement and fee schedule here.

Visa loan application

Verified by Visa

Protect your accounts from Online Credit Card Fraud with Verified by Visa, a unique, no cost service that uses personal passwords to safeguard your card numbers against unauthorized use online.

For information on reporting a lost or stolen Visa Card, click here.

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